Accounts receivable and collections Category leader
Billtrust
AR automation for invoicing, payments, credit, collections and cash app
Key features
- Cash application
- Customer payment portal
Our picks · 5 tools reviewed
Best Accounts receivable and collections software for 2026
Software that automates cash application, dunning and collections on unpaid customer invoices. Below: the names buyers expect to see, the newer tools gaining ground, and how their key features and prices compare. How we pick; nobody pays for a place here.
| Feature |
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|---|---|---|---|---|---|
| Pricing | Contact sales | Contact sales | Contact sales | $545/mo | Free plan |
| Best for | Mid-size and enterprise B2B sellers that must deliver invoices into many customer AP portals and automate cash application. | Mid-size and enterprise companies with international customers that want invoice delivery and collections in one order-to-cash suite. | Enterprise finance teams running SAP or Oracle that want to automate collections and cash application at high invoice volume. | SMEs and mid-size finance teams on Xero, QuickBooks or Sage Intacct that want automated collections follow-up and a payment portal. | Finance teams invoicing up to $100M a year on QuickBooks, Xero or NetSuite that want automated reminders and AI agents. |
| Team size | 51–500+ people | 51–500+ people | 51–500+ people | 2–500 people | 2–500 people |
| Automated dunning | Not listed | Yes | Yes | Not listed | Yes |
| Cash application | Yes | Yes | Yes | Yes | Yes |
| Customer payment portal | Yes | Not listed | Not listed | Yes | Yes |
| Collections worklists | Not listed | Not listed | Yes | Not listed | Not listed |
| Credit risk scoring | Not listed | Yes | Yes | Not listed | Not listed |
| Dispute management | Not listed | Yes | Yes | Not listed | Not listed |
| Visit | Visit | Visit | Visit | Visit | Visit |
Category leaders
The best-known accounts receivable and collections tools: the ones most buyers shortlist.
Accounts receivable and collections Category leader
Esker
Order-to-cash automation with credit, collections and cash application
Key features
- Automated dunning
- Cash application
- Credit risk scoring
- Dispute management
Accounts receivable and collections Category leader
HighRadius
AI-driven order-to-cash platform for large finance teams
Key features
- Automated dunning
- Cash application
- Collections worklists
- Credit risk scoring
- Dispute management
Rising picks
Newer tools with real traction and a clear difference from the leaders.
Accounts receivable and collections Rising
Kolleno
AR automation and collections for small and mid-size businesses
Key features
- Cash application
- Customer payment portal
Accounts receivable and collections Rising
Upflow
Accounts receivable automation with AI agents for collections and cash app
Key features
- Automated dunning
- Cash application
- Customer payment portal
Head to head
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